Get Preferred Pricing on Disability Insurance

Through Arthur Wealth and the Canadian Construction Program, OCA members now have access to exclusive preferred pricing on RBC disability insurance tailored specifically to the construction industry.

Built for the Risks You Face Every Day

A broken bone.

A bad back.

A sudden illness.

In construction, a work-limiting injury doesn’t just impact your personal income. It can ripple through your entire business. Payroll. Debt obligations. Partnership agreements. Equipment leases.

That’s why this program exists: to protect both you and your business if you’re unable to work.

Coverage That Works as Hard as You Do

We provide five layers of protection that can be tailored to your specific role, whether you’re an employee in the field or a business owner.

1. Income Protection

Keeps your household running. Provides a monthly benefit if you are unable to work due to injury or illness, helping replace your personal income and cover everyday living expenses while you recover.

2. Business Overhead Expense

Keeps your doors open. Reimburses fixed costs like rent, utilities, wages, and equipment leases while you’re temporarily disabled. Your team keeps getting paid. Your business keeps running.

3. Disability Buy-Sell

Protects your partnership. If a business partner becomes permanently disabled, this provides the funds for remaining owners to buy out their share. It ensures smooth continuity and no awkward conversations.

4. Key Person Protection

Protects your backbone. If a critical employee or leader becomes disabled, this helps offset lost revenue and covers the cost of finding and training their replacement.

5. Business Loan Protection

Protects your credit. Covers loan and financing payments tied to equipment, vehicles, or operating lines of credit if you’re unable to work. It helps prevent lenders from calling debt or forcing asset sales.

Learn More

OCA members can request additional information or review how this coverage would apply to their role, whether as an employee or owner.

Click here to request more information or arrange a brief consultation

The goal is simple: Help you understand what protection options exist and how the program works.

Arthur Wealth Management
Email: arthurwealth@dfsin.ca

Phone: 613-829-8855 ext. 2070

Arthur Wealth Management Inc., is registered for Life and Health Insurance business in the province of Ontario. Insurance products offered by Matthew Arthur, Life Insurance Advisor, and Arthur Wealth Management Inc., and will be placed through Desjardins Financial Security Independent Network – Ottawa, a Life and Health Insurance agency registered in the province of Ontario, to the insurance company.

Desjardins® and related trademarks are trademarks of the Fédération des caisses Desjardins du Québec used under license